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Frequently Asked Questions

Frequently Asked Questions


Who can be helped by the CCCS debt management plan (DMP)?

A Debt Management Plan (DMP) may help many people who are experiencing difficulty making payments to creditors. A DMP allows you to make a single monthly deposit to CCCS, based on a renegotiated payment plan, which in turn is paid directly to your creditors by CCCS. To find out if a DMP is right for you, contact CCCS for an appointment with a certified counselor. You may contact us right here on our website. During the appointment, your counselor will review your budget (income, living expenses, and credit obligations) and may recommend a debt repayment plan.

Helping people find real solutions to real problems.

Consumer Credit Counseling Service (CCCS): Consumer Credit Counseling Service provides consumers in Southwest Alabama with assistance in managing personal finances, both preventive - for those wanting to avoid serious financial problems and rehabilitative - for those who are experiencing financial problems.

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